A Great Insurance Experience. Consistently.
Unique and competitively priced insurance products, designed just for you







Welcome to AIB Cape
We promise you a great insurance experience, every time you interact with us.
- For starters, we are here to help you with insurance, through unique and competitively priced insurance products, designed just for you and backed by a high performance claims team.
- AIB’s core offering is access to great people. Knowledgeable insurance people, who really care about understanding your needs and who consistently deliver on these needs.
- Personable people who always try their very best to ensure you have a great insurance experience, every time you deal with them. People who come to work everyday, for you.
Services

Personal Insurance
We are here to help you insure your personal assets, from the contents of your house, to your private dwelling and motor cars. Competitive pricing and unique personal insurance solutions are included as standard with all our offerings .
Learn More
Business Insurance
Commercial insurance in South Africa comes as a packaged product, allowing you to select cover based on your risk. Examples of cover include Fire, Theft, Business Interruption, Public Liability, Motor, Electronic Equipment to name but a few. Our team is ready to help you select the best cover for your business insurance.
Learn MoreSpecialist Insurance
Specialist insurance, relates to risks not typically catered for in standard packaged commercial products. Examples include Marine, Construction, Engineering, Specialized Liability and Cyber Insurance. Our team is ready to help you select the best Specialist Insurance cover for your business.
Learn MoreInsights
Late Claim Notification May Mean "No Claim"
All short term insurance policies contain a clause detailing the procedure when submitting claims. In general terms this clause compels you, the Insured, to give your insurers notice, as soon as reasonably possible, of any event which may give rise to a claim.
Read MoreHouse Contents: Be Warned, Underinsurance Penalties can be Severe
Recent statistics revealed that South Africans with Household Contents insurance are Underinsured by a whopping 77% and even more alarming is that extent of this Underinsurance is 61%!
Read MoreCPA Strict Liability
The new Consumer Protection Bill, which has now been enacted, will have far reaching consequences for South African business in that Section 68 imposes Strict Liability on producers, distributors or suppliers to supply or manufacture goods free of defect.
Read MoreSouth Africa COVID-19 Portal
Click here for National COVID-19 information